Privacy Statement

Effective Date: May 21, 2026

At Debt Free Solutions, we value and respect your privacy. This Privacy Statement explains our policies regarding the collection, use, and disclosure of personal information when you use our educational website, tools, and calculators.

1. Zero Data Harvesting Policy

Unlike standard financial lead-generation websites, Debt Free Solutions does not harvest, collect, compile, or sell your personal or financial data. We believe in complete transparency and digital safety.

Our interactive tools, including the Debt Payoff Calculator, operate entirely within your local web browser session using client-side JavaScript. None of the financial figures, debt balances, interest rates, or monthly payment amounts you input are transmitted to our servers or saved anywhere in our databases. The moment you close or refresh the page, all session inputs are erased.

2. Information You Voluntarily Provide

If you choose to contact us through our contact form, we ask for your name and email address so that our volunteer team can reply to your questions. This information is:

• Used exclusively to respond to your specific inquiry.
• Never shared, sold, rented, or leased to third-party marketing companies, credit bureaus, debt consolidation agencies, or financial services brokers.
• Stored in a secure, encrypted email system and deleted as soon as your inquiry is resolved.

3. Cookies and Analytics

We do not use tracking pixels, advertising retargeting cookies, or intrusive third-party profiling scripts on this website. We may collect basic server-level logs (such as IP addresses and browser configurations) to maintain hosting security and prevent denial-of-service attacks, but these logs are never linked to any personally identifiable information.

4. Third-Party Links

Our educational guides may contain links to external governmental websites (such as the IRS or FTC) or other independent resources. We are not responsible for the privacy practices or content of these external sites and recommend reviewing their respective policies upon arrival.

5. Contact Us

If you have any questions about this Privacy Statement, please contact us at Request Guidance.